H.E.A.P - Home Equity Acceleration Plan

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Home Equity Acceleration can be a valuable part of an estate plan and provide further options for asset protection once applied.

• Mortgage Acceleration to Debt Free
• Easy to Use – No Risk
• Use interest to your benefit
• No need to change your current spending

If you had the opportunity to pay off your mortgage 5, 10, 15 years early, save in excess of $100,000 in mortgage interest payments, and you could do so WITHOUT changing your current spending habits WOULD YOU?

How H.E.A.P™ Works

To really get a handle on what H.E.A.P. can do for you Click here for a PowerPoint Presentation from the creator of H.E.A.P.

Charts show that using H.E.A.P. ™ can pay off debt on a home in less than 11 years instead of 30 years, which is what people typically do. WHAT WOULD YOU RATHER DO?

Learn the power of H.E.A.P.™ and you will "see the light," and will want to join the revolution of people paying off the debt on their home years early.

For $199.95 - One of our advisors will give you a - 3 page summary report - on how you can pay off your mortgage in much less time without adding any monthly cost to your budget.

The secret to H.E.A.P. is the math. By using each dollar each day of the year properly you end up paying off your mortgage much sooner. The H.E.A.P. program is simple and straight forward.

If you are interested in purchasing a $199.95 HEAP assessment for your Home mortgage, please click here.

The secret to H.E.A.P. is the math. By using every dollar every day of the year properly- you end up paying off your mortgage much sooner.

The H.E.A.P. program is simple and straight forward.

Use every available dollar everyday! Have our H.E.A.P. Advisor assist you with our new mortgage reducing system. Live the same lifestyle and pay down your mortgage 5, 10, possibly 15 years early. H.E.A.P. - Home Equity Acceleration Plan

Purchase $24.95 the latest H.E.A.P.™ book from author Roccy DeFrancesco, J.D., CWPP (TM) , CAPP (TM) , MMB (TM)

H.E.A.P™ is very simple in that the program shows you how to use every available dollar you have ALL THE TIME to pay down debt on your home mortgage.

Every month millions of people write out their mortgage check dreaming of the day when they will send their last one. Unfortunately, that day is often 20 years or more down the road. Every month these same people try to figure out how to send a few extra bucks a month to their lenders to reduce the time it takes, even if it's only a few months. Many people enter into "bi-weekly" plans that take off a few years. But there is a better way, and it is called the Home Equity Acceleration Plan (H.E.A.P.™).

When you use every available dollar to pay down your debt at ALL THE TIME your daily interest charges are reduced and doing so over the life of a loan has a tremendous compounding effect. This compounding effect will help you reduce the term of your loan by several years and save thousands of dollars in interest.

Don’t believe it?

Look at the following real world example for a typical American couple.

Mr. Smith and Mrs. Smith earn $3,000 collectively twice per month as their take home pay (after tax pay which equates to $72,000 after tax in a dual income household). Assume they have a $250,000 house with a $200,000 mortgage balance. Assume the interest rate on the loan is 6.25% loan with a payment of $1,539 a month (without taxes and insurance). Assume the loan has 25 years remaining. Further, assume that their monthly bills (not including the mortgage) are $3,000 a month.

How long would it take the Smiths to pay off their mortgage using H.E.A.P™?

9.66 years!

How much would the Smith's save in interest expenses over the life of the loan using H.E.A.P™?

$261,700!

If the above numbers do not get your attention, nothing will.

H.E.A.P™ is simple, does not require you to change your lifestyle, and can save the average client well over $100,000 of interest and shave in excess of 10 years off the term of a mortgage.

What is the above worth to you? Sure, $261,700 over the now shortened life of the loan if you are exactly like the Smiths.

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Advisors Section

Now you can purchase personal access to your own site calculator, to set up your personal Home Equity Acceleration Program for $499.00.

• Available for your use to logon and change numbers at any time with access to your analysis at all times
• Under your control at all times
• No risk and no work once you set up the calculator and checking account

Purchase $24.95 the latest H.E.A.P.™ book from author Roccy DeFrancesco, J.D., CWPP (TM) , CAPP (TM) , MMB (TM)

If you are an advisor interested is using The H.E.A.P™ software you can purchase access to it from this link, Purchase H.E.A.P™ software. You will sent a link to sign up and log in.

In order to register you will need to purchase the H.E.A.P™ software first and then you can register for HEAP.